Michael Morrow Courtesy: Michael MorrowAs Americans grapple with economic uncertainty, educators in Nashville, Tennessee, are preparing high school and middle school students with personal finance courses that many of their parents never had. Currently, 23 states, including Tennessee, guarantee at least one semester of personal finance before high school graduation, according to Next Gen Personal Finance. 'I think it's going to be life-changing for them'Teresa Helms Courtesy: Teresa HelmsWhile personal finance isn't required for middle school students, Teresa Helms, 45, recently began teaching My Classroom Economy, a financial literacy program. Since 2018, nearly 8,900 Tennessee students have used My Classroom Economy and more than two-thirds of teachers have reported a boost in students' financial skills, according to the Tennessee Financial Literacy Commission's 2022 annual report. Shelly Lott Educator at Northeast Middle School

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Persons: Michael Morrow, It's, Morrow, Teresa Helms, I'm, Helms, Shelley Lott, Shelly Lott, Lott Organizations: Finance, Tennessee, Southeast High School, Financial, Rose Park Middle School, Northeast Middle, Middle Locations: Nashville , Tennessee, Tennessee, Alabama , Iowa , Mississippi , Missouri, North Carolina , Utah, Virginia, Nashville, Clarksville , Tennessee